Important Legal Disclaimers

Past performance does not guarantee future results.

Financial planning involves risks. Market conditions can change rapidly and may affect your financial situation.

General Disclaimer

This website and its content are provided for informational purposes only. The information contained herein should not be construed as professional financial advice tailored to your specific circumstances.

The purpose of this disclaimer is to clarify the limitations and scope of the information and services provided through this website.

Information Accuracy

While we strive to provide accurate and up-to-date information, we make no representations or warranties about the completeness, accuracy, or reliability of any information on this website. Financial markets and regulations change frequently.

No guarantee is made regarding the accuracy of market data, financial calculations, or projections presented on this website.

Limitation of Liability

To the fullest extent permitted by Australian law, ulivarenqest disclaims liability for:

  • Any direct, indirect, incidental, or consequential damages arising from use of this website or services
  • Financial losses resulting from decisions made based on information provided through our consultations
  • Technical errors, interruptions, or delays in service delivery
  • Actions taken by third parties based on information shared during consultations

Professional Financial Advice

Our consultation services provide general financial guidance and analytical reviews. This does not constitute specific investment advice or recommendations for particular financial products.

Always consult with qualified financial professionals before making significant financial decisions.

External Links and References

This website may contain links to third-party websites or references to external financial institutions and service providers.

The inclusion of such links does not imply endorsement of their content, services, or business practices by ulivarenqest.

Financial Service Disclaimer

ulivarenqest provides financial planning consultations and analytical reviews. We do not manage funds, execute trades, or provide specific product recommendations.

Understanding Financial Risks

  • All financial decisions carry inherent risks including potential loss of capital
  • Market volatility can significantly impact financial outcomes regardless of planning strategies
  • Economic conditions, regulatory changes, and personal circumstances can affect financial results

Results and Outcomes

Individual results may vary based on personal circumstances, market conditions, and implementation of suggested strategies.

No typical results should be expected from our consultation services, as each client's financial situation is unique.

Jurisdiction and Governing Law

This disclaimer is governed by Australian law and the laws of the state where our business is registered.

Different jurisdictions may have varying regulations regarding financial services:

  • Some regions may require additional licensing for certain types of financial guidance
  • Consumer protection laws may vary between Australian states and territories
  • International clients should be aware of their local financial regulations

Any disputes arising from use of our services will be subject to Australian jurisdiction and applicable consumer protection laws.

Indemnification

By using our services, you agree to indemnify and hold harmless ulivarenqest from any claims, damages, or expenses arising from your use of information provided during consultations.

Severability

If any provision of this disclaimer is found to be unenforceable, the remaining provisions will continue in full force and effect.

Changes to This Disclaimer

We may update this disclaimer periodically to reflect changes in our services or legal requirements. Continued use of our services constitutes acceptance of any modifications.

Contact Information for Disclaimer Inquiries

If you have questions about this disclaimer or need clarification on any terms:

ulivarenqest

142 Collins Street, Melbourne VIC 3000

Email:: contact@ulivarenqest.com

Phone:: +61 766-031-491

Last Updated:: September 4, 2025

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